不同结算方式下中小型外贸企业出口收汇风险及规避手段分析

随着国际商业信用的发展,汇付逐渐取代信用证成为主流结算方式。处于买方市场的中小型外贸企业为抓住出口商机,更倾向于选用赊销、承兑交单等结算方式。通过对赊销、承兑交单等结算方式下出口商所面临的主要风险进行分析,分别阐述了中国出口信用保险、出口押汇、福费廷、国际保理业务等主要风险规避手段的成本以及效果,以便于中小型外贸企业更加合理地选择风险规避手段,进一步提高出口效益。

With the development of international commercial credit,remittance has replaced L/C gradually and became the main settlement.Under circumstance of buyer’s market,medium and small foreign trade enterprises have to accept O/A and D/P as settlement to grab export opportunities,which means they are confronting huge risks of credit and exchange rate.This paper gives a brief analysis on the risks under different settlement,and respectively elaborates the cost and effect of main risks aversion means,such as export credit insurance,export bills,forfeiting and international factoring business,which are helpful to small and medium-sized foreign trade enterprises in choosing reasonable risk aversion means,and improve export efficien-cy.