贵州省金融规模、金融结构、金融效率协调发展研究

A Study of Coordinated Development among Financial Scale,Structure and Efficiency in Guizhou Province

金融发展对经济发展的促进作用日益明显,但金融发展中往往存在着金融规模、结构、效率发展的非协调发展,从而制约着金融功能的发挥.以金融规模、结构、效率的相关评价指标对贵州省2009～2013年金融发展现状进行考察,利用SPSS软件对指标数据进行回归,结合协调性测度模型对贵州省金融规模、结构、效率进行协调性测算,结果显示金融规模、结构、效率在2009 ～ 2013年间协调性较好,且趋向于更加协调;金融规模和金融效率相互发展的协调性较高,金融结构和金融效率相互发展的协调程度次之,金融规模与金融结构的相互协调发展程度较低.根据现状考察和协调性测算的结果对贵州省金融协调发展存在的问题提出有效的解决对策.

Financial development plays a greater and greater role in economic growth, however, there is dishar- mony among financial scale, structure, efficiency in financial development. The discordant will restrict the financial function and have an adverse impact on the progress and development of the whole financial system. The paper investi- gates the financial development from 2007 to 2011 in Guizhou province and makes regression analysis of index data with SPSS software. In the paper, the author calculates the coordination of financial scale, structure and efficiency from 2007 to 2011 in Guizhou with the coordination measure model. The coordination calculation results show that the coor- dination of financial scale, structure, efficiency in Guizhou between 2007 and 2011 is good, and the tend to be more harmonious. Among the three of them, the higher level of coordination of mutual development is between financial scale and financial efficiency, the coordination of mutual development between financial structure and financial effi- ciency is in a lower level, and the coordinated development degree of financial scale and financial structure is the low- est. Finally, according to the results of investigation and measurement, the paper puts forward some effective solutions to the problems of financial coordination in Guizhou.