浅探我国保险公司操作风险的监测应对

An Analysis on the Inspect and Measure on the Operational Risks in Chinese Insurance Companies

我国对于保险公司操作风险管理的理论研究和公司实践可以说是一片尚待开垦的处女地,而现实中保险公司操作风险频发又突显了对其进行研究探索的必要和紧迫性。本文通过合理借鉴国外保险公司所积累的经验,结合我国保险公司实情,对我国操作风险的监测与应对进行了探讨,以期能为我国保险公司的监管者和管理者提供借鉴。

The implementation and study of operational risk management for insurance companies in China is still a virgin land to develop, while in reality the high frequency of outbreak of insurance companies operating risk has highlighted the need and urgency to explore this problem. On the basis of the classification of operational risks, the experiences of foreign insurance companies and the actual condition of insurance companies in China, this paper explores the operational risk measurement, monitoring and solutions in China, in the hope of providing reference for regulators and managers in Chinese insurance industry.