法定货币与电子货币的双币流通

Dual Circulation of Flat Money and Electronic Money

在金融发展的历史上,多次出现两种法定货币在一国或地区同时流通,这种双币流通往往危及国家的货币主权,破坏经济社会的稳定发展。互联网金融体系中的法定货币与电子货币的双币流通,与历史上的双币流通会出现双币互相驱逐以及导致诸多负面影响不同,法定货币与电子货币的双币流通并行不悖且相得益彰,由此带来支付体系的效率为中央银行实施货币政策的流程增速,使之更快地产生政策效力。

In the financial history, circulation of both two kind of flat money in a country or a region, which usually threw threaten to the national monetary sovereignty and economy, frequently occurred. However, in the modem interact financial system, the dual circulation of fiat money and electronic money differs from the traditional dual currency circulation that they go hand in hand and support each other, improving the efficiency of payment and speeding the monetary policy effects of the central bank.