农村土地承包经营权抵押贷款制度的实证研究——以常州市武进区为例

An Empirical Research on Mortgage System of Rural Land Contract Operation Rights——a Case Study of Wujing District in Changzhou City

通过分析农村土地承包经营权抵押贷款贷款的内容及运行条件,发现受现行法律的立法悖论、农村土地承包经营权的确权登记不规范等因素制约了农村土地承包经营权抵押贷款的实现。为此,提出了完善农村土地承包经营权价值评估体系、成立土地承包经营权信托机构、完善农业保险等配套措施,以使农村土地承包经营权抵押贷款制度实现良性运行。

By analyzing the content and operation conditions of rural land contract operation right mortage loan, the article proves that legislative paradox and non-standard registration restrict the realization of mortage loan. On this basis, several measures were put forward, such as perfecting evaluation system of rural land contract operation right, establishing fiduciary intitution for land contract operation right, improving agricultural insurance, so as to maintain a well performing mortage loan of rural land contract operation right.