金融支持中小企业发展的英(美)国经验及借鉴

Experience and reference of Britain's(U.S.)financial support to the development of small and medium-sized enterprises

中小企业是构成我国国民经济的重要组成部分,是服务于社会生产和居民生活的主要力量,但是缺少公平的法律环境和狭窄的融资渠道限制了中小企业融资,阻碍了中小企业发展。我国需要借鉴英美等发达国家的成功经验,在支持理念、法律保障、融资渠道的建立方面充分考虑中小企业自身特点的基础上,制定相应的金融扶持措施,为中小企业的发展创造公平的竞争环境。

Small and medium-sized enterprises are an important part of the national economy,they’re the main power to the social production and living,but their narrow financing channel caused by lack of fair le-gal environment hindered their development.Our country need to draw lessons from the successful experi-ence of developed countries such as Britain and America,in support concept,legal protection,financing channel aspects fully consider the characteristics of small and medium-sized enterprises,formulate the cor-responding financial support measures,and create a fair competition environment for the development of small and medium-sized enterprises.