商业银行创新能力体系建设

The innovation ability system construction of the commercial bank

创新是一种内生发展能力,商业银行创新能力的强弱决定了其市场竞争地位和客户服务能力,打造一流的创新发展能力日益成为商业银行转型发展战略。然而,商业银行在创新能力体系建设上存在创新文化、创新规划、技术支持、人才队伍和体制机制等五个方面的问题。为此,提出了商业银行构建一流创新能力体系的措施:培养创新文化、构建学习型组织、创建产品经理团队、培养创新人才、创新营销体系、健全创新监测体系。

Innovation is the development ability of a commercial bank, the innovation ability determines the strength of the market position and customer service capabilities,the ability to build the innovative development of first-class become commercial bank development strategy.However,the commercial bank has five asl^ts of innovation culture,innovation planning,technical support,personnel and institutional mechanisms and other issues in the innovation ability system of construction.For this, put forward the first-class innovation ability system construction of commercial banks measures： cultivating culture of innovation,learning organization building,creating a product manager team, cultivate innovative talents