中资银行在迪拜

Chinese Banks in Dubai

如今中国＂四大银行＂已经全部落户迪拜。现居迪拜的金融从业者刘笑非介绍中资银行在迪拜的落地生根过程。 在迪拜开业的第一家银行是目前全球资产排名第一的中国工商锻行。中国工商银行（中东）于2008年在迪拜成立,发展至今已拥有三家分行和一家子行。从规模上讲,工银中东仍然是四行中最大的,由于经营多年，因此业务范围涉猎得比较广与本土企业的合作相对较多。再加上其在阿布扎比也开了分行，可以从事迪拉姆业务，因此保持着业务一哥的位置。

Dubai is acclaimed as one of the most important financial hubs in the region and home to highly independent economic free zones like DIFC(Dubai International Financial Centre),as well as active trading Exchanges and Dubai Financial Market(DFM),not to mention myriad international banks and financial institutions.AH of "The Big Four" Chinese banks have set up offices in Dubai.So why do mainland Chinese companies keep using overseas financing? The most important reason is the price differences.The exchange and interest rate in China is often higher than in overseas markets,therefore the banks can borrow funds at a relatively low price and relend it to Chinese companies.Comparing to other banks,Chinese investment banks' deep understandings of Chinese market,Chinese enterprises as well as RMB financing and trading operations serve as an advantages to them.Dubai's RMB market has just started to grow and as opportunities emerge.The "Big Four" in Dubai definitely want to grab them.