信托公司“刚性兑付”手段和潜在风险分析

Analysis of the Method and Risk of the Trust “Rigid Payment”

2014年7月8日,中国信托业协会发布了《中国信托业发展报告(2013-2014)》,《报告》称,困扰信托业多年的"刚性兑付"问题已经开始显现负面作用。但根据68家信托公司发布的2013年年报,对兜底问题仅陕国投一家信托公司做出了相关表述。信托公司的刚性兑付具有隐蔽性的特点,不利于金融管理政策的制定实施和信托市场的健康发展。本文对信托公司"刚性兑付"的手段和潜在风险进行梳理,并提出建议,以期对逐步打破"刚性兑付"有所裨益。

In July 8, 2014, Chinese Trust Industry Association published the ＆quot;Chinese trust industry development report （2013-2014）＆quot;,＆quot;report＆quot;said, trouble trust industry for many years of＆quot;rigid cash＆quot;have begun to show a negative effect. But according to 68 trust companies released 2013 annual report, on the bottom is simply a question of Shaanxi International Trust＆amp;Investment in a trust company to make the relevant statements. The characteristics of the rigid to the trust company is concealed, is not conducive to the ifnancial management policy implementation and the healthy development of the trust market. This paper means to the trust company ＆quot;rigid cash＆quot; and the potential risk of carding, and puts forward some suggestions, in order to gradually break＆quot;rigid cash beneift＆quot;.