新型农村金融组织的优势分析及可持续发展——以吉林省为例

Analysis of the Advantage and the Sustainable Development of New Rural Financial Organizations——Taking Jilin Province as an Example

2006年中国银行业监督管理委员会下发了《关于调整放宽农村地区银行业金融机构准入政策更好支持社会主义新农村建设的若干意见》,首批试点选择在四川、青海、甘肃、内蒙古、湖北、吉林6省(区)的农村地区开展,在农村组建村镇银行、农村资金互助社和小额贷款公司等三种类型的新型农村金融组织。以吉林省为例运用比较分析法分析不同类型新型农村金融组织的优势及制约其可持续发展的因素,在此基础上,分析有利于新型农村金融组织全面创新及可持续发展的可行性对策。

Since the CBRC by the end of 2006 to formulate and release ＂Some suggestions on the access to policy of adjusting and relaxing the banking financial institutions in rural areas to support for the construction of new socialist countryside＂, the first pilot selected the rural areas in 6 provinces of Sichuan,Qinghai, Gansu, Inner Mongolia, Hubei, Jilin where rural bank, rural mutual cooperatives and micro-credit companies were established. Taking Jilin province as an example used comparative analysis method to analyze the advantage of new rural financial organizations in different types and the factors of restricting its sustainable development. On this basis, the suggestions for innovation and sustainable development of the new rural financial organizations were put forward.