民间融资风险防范与控制

Risk Prevention and Control of Private Financing

民间融资作为一种资金资源的市场配置行为和一种金融服务的补充形式,成为中小企业的重要融资渠道,对经济金融运行的影响日益深刻。民间融资规模的不断增长,民间融资无序的发展也产生了巨大的负面影响,存在着较大的风险隐患。要防范民间融资风险必须建立民间融资监测体系,完善民间融资法律监管,完善民间金融市场进入和退出机制,加速民间融资机构改革,探索制度创新。

Private financing as a supplement in the form of financial resources, market allocation behavior and a financial services, has become an important financing channel for SMEs, the impact on economic and financial operations becomes increasingly profound. With the growing scale, the disorder development of private financing also had a huge negative impact, there are large potential risks. To guard against the risk, private financing must establish a monitoring system, strengthen the legal regulation, improve entry and exit mechanisms, accelerate the reform of non-governmental financing organizations, explore the system innovation.