海上保险诉讼时效相关问题探究

Research on the Statute of Limitations Related to Marine Insurance

诉讼时效是对海上保险相关主体影响重大的一项制度,而学者对《海商法》第264条"时效"的定性问题一直存在争议,从诉讼时效的目的功能、诉讼时效与除斥期间的区别,以及整个法律体系的用语等角度分析之后,可以看出该条所述"时效"是指诉讼时效;代位求偿权是维护保险人利益的一项制度,因代位求偿权的特殊性,其诉讼时效的起算点一直争议不断。《保险法司法解释(二)》明确规定保险代位求偿权诉讼时效的起算点,且从代位求偿权作为法律规定的权利等角度看海上代位求偿权诉讼时效也应该起算于取得权利时。

The meaning of ＂limitation＂ in article 264 is controversial. The writer held a positive opinion by an- alyzing the function and purpose of the statute of limitations and the difference between the prescription of action and the negative prescription.The right of marine insurance subrogation is a major institutional to of marine insurer. And the starting point of the prescription of action has been controversial. The judicial interpretation on insurance Law clearly provides the starting point of the right of subrogation. It is applied to right of subrogation in marine insurance, and the starting point of the right of subrogation in marine insurance is when marine insurer can exercise the right by demonstrating the right of subrogation is stipulated by the law.