农民工养老保险转续方案的设计

Designing of the Transferring Scheme of Rural Migrant Workers' Pension

农民工养老保险转续方案的设计是突破现行的目前养老保险制度碎片化的重要切入点。转续方案的设计考虑中国城乡发展的现实情况以及相关养老保险计划的特征,在现有政策框架下探讨可行的转续方案。在设计过程中基于客观现实,重点探讨农民工养老保险转续的基本原则和主要内容;进而提出基于缴费的转续方案和基于年限的转续方案,基于缴费的转续方案细分为综合缴费方案、个人缴费方案和缴费衍生方案;并对各转续方案进行比较。

Rural migrant workers pension transferring program designing is an important starting point to break- through the existing fragmentation of the current pension system. The reality of Chinese rural and urban areas and the characteristics of pension scheme must be considered to design the transferring Scheme under the current policy framework. The mainly principles and contents must be explored on the basis of the reality. And then the transferring scheme based on contributions and periods are put forward. The schemes based On contributions are made up of overall contribution, individual contribution, and its derivative contribution. The various schemes are compared as well.