3Barth J. R., Caprio G. Jr., Ross L. Bank Regulation and Supervision in 180 Countries from 1999 to 2011 [R] National Bureau of Economic Research Working Paper 18733, 2013.
4CTihdk M., Asli D., Erik F. ,Ross L. Financial Development in 205 Countries: 1960 to 2010 J. Journal of Fi naneiaI Perspectives, 2013, 1: 1-19.
5Gennaiolia N., Andrei S., Robert V. Neglected Risks, Financial Innovation and Financial Fragility[J]. Journal of Financial Economics, 2012, 104 : 452- 468.
6Kim T., Bonwoo K., Minsoo P. Role of Financial Regulation and Innovation in the Financial Crisis[J]. Journal of Financial Stability, 2013, 9: 662-672.
7Krishnamurthy A. How Debt Markets Have Malfunctioned in the Crisis[J]. Journal of Economic Perspectives, 2010, 24: 3-28.
8Lerner J. ,Tufano P. The Consequences of Financial Innovation: A Counterfactual Research Agenda[J]. Annual Review of Financial Economics, 2011, 3: 41-85.
9Morris S., Shin H. Financial Regulation in a System Context[J]. Brookings Papers on Economic Activity, 2008, 3.. 229-261.
10Tufano P. Financial Innovation[M]. Handbook of the Economics of Finance, 2003:307-335.