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农村商业银行贷款违约影响因素研究

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摘要 在对农村商业银行贷款信用风险影响因素进行理论分析的基础上,通过收集某农村商业银行的实际贷款数据,运用随机森林算法和Logistic模型对贷款数据进行实证分析,得出影响农村商业银行贷款违约风险的若干因素,为该农村商业银行降低贷款违约风险,提供了借鉴依据。
作者 李易衡
出处 《中小企业管理与科技》 2015年第5期72-73,共2页 Management & Technology of SME
基金 天津市哲学社会科学规划资助项目(TJGL13-019)
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