地方政府融资平台信用风险集成评价研究——基于长三角高新技术开发区融资平台的调研

Integrating Evaluation on the Credit Risk of Local Government Financing Platform:Based on Research of Financing Platform for High-tech Development Zone in the Yangtze River Delta

目前我国地方政府融资平台贷款总量控制难度明显增加,且信用风险敞口仍在扩大。在明确融资平台信用风险三大特性的基础上,从财务分析视角,构建地方政府融资平台四维信用风险评价指标体系,并综合运用灰色关联与Topsis模型对长三角地区高新技术开发区融资平台进行实证分析,对融资平台信用风险关键指标因素进行甄别,并剖析各个融资平台的信用风险状况;最后,总结了我国地方政府融资平台信用风险防控的具体措施,提出其可持续发展的政策建议。

Currently, it is difficult to control the loans of local government financing platform in China, and credit risk exposure is still widening. Based on defining this paper builds the four dimension evaluation indicators the three characteristics of financing platform credit risk, system of local government financing platform credit risk from financial analysis perspective, and employs grey associated and Topsis model to empirical research on finan- cing platform for high - tech development zone in the Yangtze River Delta.＂ It clarities the credit risk situation about different financing platform through discriminating the key indicators factors on financing platform credit risk. Final- ly, the paper summarizes policies and recommendations to prevent credit risk and enhance sustainable development for local government financing platform.