2Carey M.. Credit risk in private debt portfolios [ J]. The Journal of Finance, 1998, 53 (4) : 1363- 1387.
3Bemanke B, Gertler M, Gilehrist S.. The financial accelerator and the flight to quality [ J]. The Review of Economics and Statistics, 1996, 78(1): 1-15.
4Borio C, Zhu H. Capital regulation, risk-taking and monetary policy: a missing link in the transmission mechanism? [ J]. Journal of Financial Stability, 2012, 8(4): 236-251.
5Liebenberg A P, Hoyt R E. The determinants of enterprise risk management: Evidence from the appointment of chief risk officers [ J] Risk Management and Insurance Review, 2003, 6 ( 1 ) : 37 - 52.
6Dionne G, Triki T. Risk management and corporate governance: the importance of independence and financial knowledge for the board and the audit committee [ R]. Cahier de recherche/Working Paper, 2005, (5) : 15.
7Jensen M C, Meckling W H. Theory of the firm: managerial behavior, agency costs and ownership structure [ J]. Journal of financial economics, 1976, 3(4): 305-360.
8Mayers D, Smith Jr C W. Corporate insurance and the underinvestment problem [J]. The Journal of Risk and Insurance, 1987, 54 (1): 45-54.
9Mayers D, Smith Jr C W. On the corporate demand for insurance [J]. The. Journal of Business, 1982, 55(2) : 281 -296.
10Commission C O S O. Enterprise risk management : Integrated framework [ M ]. Committee of Sponsoring Organizations of the Trcadway Commission, 2004.
