摘要
融资难一直是制约我国中小企业生存和发展的主要障碍,也是我国金融改革要解决的重要问题。民间融资阳光化发展,需要通过必要的平台建设,将民间融资的地下行为转为公开的市场活动,建成一个高透明、广覆盖、可持续、风险可控和适度竞争的公开市场。构建民间借贷阳光化运营和管理制度,对我国金融改革和金融发展具有"里程碑式"的现实意义。其对策是:建立民间融资管理条例,制定民间融资市场管理办法;构建民间融资登记公共服务网络和备案制度;加强对民营金融市场和金融中介的有效管理。
The financing has been the main obstacle that restricts our country small and medium-sized enterprise survival and the development, is also an important problem in the financial reform of our country to solve. Folk financing sunshine development, need through the platform construction will be necessary, folk financing behavior to underground open market activities, to build a high transparent, wide coverage, sustainable, risk control and moderate competition in the open market. The construction of folk lending sunshine operation and management system, has the practical significance of ＂milestone＂ for China＇s financial reform and financial development.
出处
《北方经贸》
2015年第1期130-132,共3页
Northern Economy and Trade
基金
国家自然科学基金面上项目"民间投融资共生演进与融资规范机制改进--基于共生经济机理的解释研究"(71373185)资助
关键词
民间融资
监管
问题与对策
Folk financing
supervision
problems
Countermeasures
