银行信贷风险管理和预警体系研究——以建设银行某支行为例(下)

Research of Credit Risk Management and Early Warning System:Taking a Branch of Construction Bank as an Example

在对现行建设银行信贷风险管理的研究后,建立了新的适用评定信贷风险模型,并获得了理论上的成功。而模型需要进行案例实证的检验才具有可信性,在此所选建行下某支行贷款企业实际数据进行检测,实证证明模型有效。得出所建模型在案例实证的情况下有效的结论。

After the study of the current risk management construction bank, we set up the new credit risk model, and obtained the success on the theoretical. The actual data come from the enterprises of a selected construction bank branch were detected. It proves that the model is effective. And the model is effective in the case of empiri- cal case conclusion.