商业保险参与医改研究——以陕西为例

Research on Commercial Insurance Involved in Health Care Reform Take Shaanxi Province as An Example

陕西省商业保险近年来积极参与医改,已然成为医疗保障体系的重要组成部分,是提高人民群众医疗保障水平具有重要作用。但仍存在覆盖面偏窄、各方认知不统一、政策支持力度不够等许多问题。文章全面分析了陕西省商业保险问题产生的原因,并针对性的提出了推进商业保险深入参与医改的政策建议。

The active participation of Shaanxi province commercial insurance in health care reform in recent years has become an important part of medical security system,which plays an important role in improving the people′s medical in-surance.But this paper points out that there still exist some problems in terms of its narrow coverage,unified cognitions among parties,and inadequate policy support.By comprehensively analyzing the cause of commercial insurance in Shaanxi,this paper makes a suggestion that the commercial insurance be deeply involved in health care policy.