互联网金融缓解小微企业融资难问题研究

Study on Internet Finance Helping to Ease the Difficulty of Small & Micro-enterprise Financing

小微企业对于我国经济的发展做出了重大贡献,但长期存在融资难的问题。互联网金融的产生和发展极大增加了缓解小微企业融资问题的可能性。本文结合互联网金融的优势分析了互联网金融缓解小微企业融资难的途径,以及互联网金融在缓解小微企业融资难问题中面临的问题,并提出了相应的政策建议。

Small and micro-enterprise has made a significant contribution to the development of China＇s economy,but it has been the difficulty of financing in long-term.The emergence and development of Internet finance greatly improves the chances for ease the difficulty of small micro-enterprise financing.In this paper,combining with the advantages of Internet finance analyses the way of alleviating financing Small and micro–enterprise by Internet finance and facing the problem,and puts forward the corresponding policy.