解禁流质契约之合理性辨析

The Rationality Analysis of Lifting Fluidity Contract

否定流质契约的合法性,对于维护市场交易秩序的公平、保护债务人的合法权益具有一定的作用。我国《担保法》和《物权法》也对流质契约作出禁止性的规定。近年来,为了维护交易双方利益平衡、减少交易成本、促进效率、充分体现民法上意思自治原则,部分国家开始解禁流质契约。承认流质契约的合法性,对完善我国现行担保物权制度具有重要意义。

Denying the legitimacy of the fluidity contract has some impact on the fair transaction order,and protecting the legitimate rights and interests of the debtors. China＇s ＂ Guarantee Law＂ and ＂ Property Law＂ also made provisions to prohibit the fluidity contract. In recent years,In order to maintain the interests of the trading parties,reduce transaction cost and promote transaction efficiency,fully embodies the principle of autonomy of civil law,some countries allow the fluidity contract to use. To recognize the legitimacy of the fluidity contract has some important significance in perfecting the system of property right of guarantee in China.