人身保险欺诈识别指标体系及预警模型的构建

Construction of Identification Index System and Forewarning Model of Personal Insurance Fraud

运用内部专家法、关键指标法和N级风险分类法,初步构建了人身保险欺诈识别指标体系和人身保险欺诈的预警模型。保险欺诈已经严重危害到保险行业的健康发展,近年来人身保险欺诈越来越严重,因此建立人身保险欺诈的识别指标体系和预警模型显得尤其迫切。

By using internal expert approach, key performance indicators and N level risk classification, a kind of identification index system and forewarning model of personal insurance fraud were initially con- strueted. Insurance fraud had seriously harmed to the healthy development of the insurance industry. In re- cent years the personal insurance fraud was becoming more and more serious. Therefore, establishment of personal insurance fraud identification index system and forewarning model was particularly urgent.