摘要
美、英、日三国都有比较健全的征信法律体系和成熟的监管模式,特别注重对信息主体合法权益的保护。结合我国征信体系建设存在的问题,建议建立和完善征信法规,为信用信息共享和合理使用提供制度保障;加快行业信息系统建设,为推动信息共享进程提供先决条件;进一步加大信息主体权益保护力度。
The USA, UK and Japan have established their perfect credit legal systems and mature credit supervision modes, focusing especially on the protection of legitimate rights and interests of information subjects. Considering the current problems of China＇ s credit reference system construction, the following proposals are presented ： to es- tablish and improve the credit laws and regulations so as to provide institutional guarantee for the reasonable use of credit information sharing ; to speed up the construction of the industry information system so as to provide a precon- dition for promoting information sharing process; and to further enhance the protection of the rights and interest of information subiects.
出处
《征信》
北大核心
2014年第12期62-64,共3页
Credit Reference
关键词
征信
监管模式
信息主体
信息系统
credit reporting
supervision mode
information subject
information system
