数据挖掘技术在金融领域的应用

Application of Data Mining Technology in the Financial Sector

数据挖掘技术是近几年发展起来的一种信息处理技术,能够对海量的数据进行采集、分析、转换及统计。金融企业通过利用数据挖掘技术,发掘信息背后的深层含义,给企业以决策支持,帮助企业在信息时代激烈的市场竞争中占据主动。数据挖掘技术与金融领域广泛深入的融合不断改变着金融企业的行为方式,为金融业带来了更广阔的发展空间。

Data mining technology is a rising information treatment technology which is able to collect,analyze,convert and count massive data. This new technology helps financial enterprises in decision making support to take the initiative in severe market competitions through digging out deeper meanings of relative information. This paper points out that the extensive and intensive merging of data mining technology with the financial sector is continuously changing the behavior pattern of financial enterprises and bringing them a vast space of development.