农村金融结构变动与农业经济增长的适应性

Suitability between rural financial structure and agricultural economic growth

基于中国29个省市1996—2011年的平衡面板数据,实证分析农村金融结构变动、农业经济结构变动与经济增长的关系,结果表明:中国农村金融结构变动内生于农业经济结构变动;只有当农村金融结构变动与农业经济结构变动相适应时,农村金融结构变动才有助于农业经济增长;对于目前中国农业经济整体而言,较之银行金融机构,非银行金融机构贷款份额的提高更适应于农业经济主体的金融需求。

Based on 29 provinces balanced panel data from 1996 to 2011 in China, this paper analyzed empirical the relationship among rural financial structure change, agricultural economic structure change and agricultural economic growth. The results showed that： rural financial structure change was endogenous variable of agricultural economic structure change; only when the rural financial structure change adapted to the agricultural economic structure changes, can the rural financial structure change be helpful to the agricultural economic growth; the share raise of loan in non-bank financial institutions but bank was better for the demand of agricultural economic entities.