伪卡交易案中的证明责任分配

On Allocating the Burden of Proof in Dishonest Transactions of Fraudulent Bank Card

伪卡交易案中证明责任的划分关系到案件胜诉与否。只有合理地分配此类案件的证明责任,才能从根本上杜绝此类案件"同案不同判"现象的发生。根据我国相关法律规定,结合证明责任分配的基本法理,分别从真正持卡人和银行角度对其证明责任的分配作出全方位的剖析,以期为此类纠纷的正确解决提出具有可操作性的意见。

Whether one will win a case in the case of dishonest transactions of fraudulent bank card relates closely to reasonable distribution of burden of proof. Only by reasonably sharing the burden of proof in such suits can the occurrence of ＂same case with different verdicts＂ be fundamentally eliminated. This paper, based on our country＇ s relevant legal principles and combined with dividing responsibilities of the basic legal principle, analyzed comprehensively the allocation of burden of proof from the respective angle of the genuine card holders and the bank in hope of putting forward some feasible operational advice to settle such disputes.