新型林业经营主体林权抵押贷款的现状及对策——以浙江省为例

Current Situation and Countermeasures of forest property collateral loan on New forest Business Subjects——A Case Study of Zhejiang Provinces

基于浙江省林业厅的统计数据,研究新型林业经营主体林权抵押贷款的现状。结果表明:林业金融资本不足是浙江省林业市场主体面临的主要问题之一,而作为融资工具的林权抵押贷款,存在着部门管理机制不健全、林地流转不畅通、保险机制不健全、评估机构专业化欠缺、担保机构不完善以及扶持政策不到位等问题。因此建议:提升发展新型林业经营主体、加强部门联动机制建设;完善林权抵押贷款的配套服务机构;加强林业产业政策环境建设。

Based on the survey data of forestry department in Zhejiang to research the current situation of forest property collateral loan for new forest business subjects. Study found that Forestry insufficient financial capital of Zhejiang province is one of the main problems facing the forestry business subjects.As a financing tool of forest property collateral loan,there are some issues that the sector management mechanism is not perfect,forest land is not clear,the insurance mechanism is not perfect,lack of specialized assessment agencies,security agencies and inadequate support policies are not in place and other issues. some suggestions were put forward such as enhancing the development of new forest business subjects, strengthening the construction of linkage mechanism for department; perfecting service agencies forest right mortgage loan; strengthening forestry industry policy environment.