科技型小微企业知识产权融资约束研究

Study on Intellectual Property Financing Constraint of Technology-Based SMEs

利用知识产权资产实施融资是科技型小微企业缓解资金困难的重要出路。我国在知识产权存量水平持续、快速增加的形势下,开展了以专利权、商标权和计算机软件著作权质押为主要手段,以提高知识产权运用水平为主要特征的知识产权融资试点工作。全面分析和总结试点工作,深刻认识知识产权融资面临的各种约束,在融资约束理论的指导下,多层面思考知识产权融资的路径与政策,是解决科技型小微企业融资难题和提高其知识产权全面运用能力的重要任务。

It is an important outlet for technology-based small and micro-sized enterprises（SMEs）to use intellectual property rights（IP or IPRs）assets as financing tool to ease financial difficulties.China has carried out patent,trademark and computer software copyright pledge as main means to raise the level of using IP in the financing pilot work according to the situation of continual and fast increasing numbers of IP.To make comprehensive analysis and summary for pilot work,to profoundly understand constraints faced by IP financing,and to make multi-level thinking path and policy for IP financing under guidance of the theory of financing constrains are important tasks for solving financing problems of technology-based SMEs and for improving its capacities of comprehensively using IPRs.