摘要
民间借贷是指没有官方批准的金融机构参与的借贷行为。现行法律和司法解释对民间借贷的规定尚有不足之处,由此导致司法实践对某些纠纷的解决存在分歧。企业的借贷主体资格应当得到立法和司法解释的承认。借款人自愿支付高额利息的,贷款人有权受领而不构成不当得利。还本付息期限未约定的,该项债权的诉讼时效应自借贷合同生效日起算。
Private loaning is a loan action without participation of formal finacial institutions. Legislations of private loaning have defects. And courts adopt different ways when they handle the case of private loaning.Corporation＇s right as a principal for loan shall be admitted by law. A lender has the rights to accept the interest if a borrower give over-high interest under voluntariness. In case that time limit for the perfornance is not stipulated in a loan contact, the limitation of action for the creditor＇s rights begin when the contact becomes effective.
出处
《莆田学院学报》
2015年第1期44-48,共5页
Journal of putian University
基金
福建师范大学福清分校社科研究项目(KY2014031)
关键词
民间借贷
合同
暴利
诉讼时效
private loaning
contract
over-high interest
limitation of action
