摘要
金融活动全球化、金融业务纷繁化、金融创新复杂化以及市场维度多元化是当今时代的特征,影子银行也正是在这样的背景下大肆扩张。近年来,国内影子银行的发展引起了社会各界广泛关注,特别是影子银行体系的风险和脆弱性备受争议。本文从国内外影子银行产生与发展入手,系统梳理了包括影子银行对金融体系的意义、国内影子银行的特征、风险来源及监管等影子银行体系研究的主要问题,旨在客观认识风险状况并对其合理发展提出建议。
The characteristics of the current time are the globalization of financial activities, the complication of financial innovation and the diversity of market dimension, which arouse the expanding of shadow banking. In recent years, the development of shadow banking system caused the wide attention from different sectors of the society, especially its risk and vulnerability. Based on the generation and development of shadow banking system, this paper described the meaning to the development of the financial system and summarized the basic characteristics and sources of risk of shadow banking in China. The author tried to create an objective understanding of shadow banking and provided recommendations to enhance the risk regulation.
出处
《财会通讯（中）》
北大核心
2015年第2期103-107,129,共5页
Communication of Finance and Accounting
关键词
影子银行
风险管理
金融监管
Shadow banking
Risk management
Financial regulation
