中国银行业反洗钱监管机制的现状及策略分析

Present Situation and Countermeasure of Anti-Money Laundering Supervision and Administration in China Banking

论述了洗钱的基本概念、特征、表现形式及反洗钱监管机制的建立的重要意义;分析了反洗钱监管机制在中国银行业中实施的困境;提出了完善中国银行业反洗钱监管机制的策略和有效措施。指出完善银行业的反洗钱监管机制,抵制并严厉制止反洗钱的犯罪行为对维护中国经济、金融的健康发展和社会的稳定具有十分重要的意义。

The basic concept, characteristics and forms of money laundering in banking industry are summarized. The significance of the establishment of the anti-money laundering supervision mechanism is expounded. The predicament of the implement of anti-money laundering supervision mechanism in the banking industry in China is analyzed. The strategies and effective measures of perfecting anti-money laundering supervision mechanism in China＇s banking sector are put forward. It is pointed out that, perfecting the anti-money laundering of banking supervision mechanism, resisting and strictly prohibiting the crime of money laundering to maintain the healthy development of China＇s economy, finance and social stability is of great significance.