摘要
本文选取全国东中西部发起人身份不同的803家村镇银行为样本，使用DEA方法测算了村镇银行的效率。整体上，我国村镇银行效率低下，具体而言：5％的样本银行存在纯技术效率，纯技术效率值分布在0．5—0．9的区间，纯技术效率的平均值为0．678；7．35％的村镇银行存在规模效率，规模效率值分布在0．9～1的区间，平均值为0．972，处于规模无效率的状态；2．86％村镇银行存在综合技术效率，其中中西部地区比东部地区具有更高效率，发起行为农村金融机构的村镇银行比非农村金融机构发起的村镇银行具有更高效率。本文丰富了村镇银行的效率量化研究，认为我国村镇银行普遍低效与村镇银行的管理技术水平不足以及规模的指令性扩张有密切关系。
This paper takes 803 Rural Banks as samples, A DEA method is applied in estimating the efficiency of rural banks, In terms of China＇s rural banks efficiency measurement： pure technical efficiency, scale efficiency and overall technical efficiency in most rural banks are in a low level, but the overall performance of scale efficiency is better than that of pure technical efficiency , thus the main reason leading to comprehensive technical efficiency to be low is that the pure technical efficiency is relatively low. In addition, the Midwest area of China has more efficient rural banks than the eastern region ; rural banks initiated by rural finance institutions show to be more efficient than those initiated by non-rural finance institutions.
出处
《经济体制改革》
CSSCI
北大核心
2015年第2期97-102,共6页
Reform of Economic System
