我国农业保险开展效率研究——基于企业和区域的视角

A Study of the Efficiency of China's Agricultural Insurance Development:From the Perspective of Enterprises and Regions

本文利用BCC模型和面板Tobit模型,分别从企业和区域的视角分析了我国农业保险开展的效率。从企业样本分析结果来看,农业保险开展的效率总体不高。从区域实证结果来看,近五年来我国农业险整体效率偏低,但呈现逐年递增趋势。我国农业大省的农业保险效率低于全国平均水平,而西部地区虽然经济欠发达,但农险效率均高于中部和东部地区,说明政策导向性在农业险的开展中起到了重要作用。

This paper applies the BCC model and the panel Tobit model to analyze the efficiency of agricultural insurance development from the perspective of enterprises and regions respectively. The results of the business sample analysis show that the overall efficiency of agricultural insurance development is not high. The regional empirical results show that over the past five years the overall efficiency of agriculture insurance is quite low, but there is an increasing trend year by year. The Efficiency of agricultural insurance in the major agricultural provinces are below the national average;while in the western region, although its economy is underdeveloped, the efficiency of agricultural insurance is higher than that in the central and eastern regions, indicating that the oriented policy plays an important role in the development of agricultural insurance.