供应链融资模式下中小企业信用风险评估研究——基于左右得分的模糊TOPSIS算法

Study on SMEs Credit Risk Assessment in the Mode of Supply Chain Finance——Based on Left and Right Scores Fuzzy TOPSIS

中小企业信用风险评价是供应链融资实现的关键。本文在对已进行的研究总结的基础上,建立了一套比较完整的评价指标体系,然后运用DEA、AHP和基于左右得分的模糊TOPSIS相结合的评价方法对中小企业在供应链融资中的信用风险进行评价。最后,将方法成功应用到具体实例,结果表明将AHP方法和左右得分模糊TOPSIS结合应用到多层次指标评价问题是合理、可行的,能够为供应链融资信用风险评估提供决策依据。

SME credit risk assessment is the key to executing supply chain financing .On the basis of the summary of conducted research , this paper builds a relatively complete set of risk evaluation index system .Moreover , we use DEA, AHP and fuzzy TOPSIS based on the left and right scores to evaluate the credit risk of SMEs in the sup -ply chain financing .Finally, the method is applied to an example , and the results suggest that Synthetic applica-tion of AHP and fuzzy TOPSIS based on the left and right scores in multi-level evaluation index problem is availa-ble and reasonable and can provide basis for decision making of supply chain financing credit risk assessment .