中小企业物流金融业务的发展策略研究

The Strategy of SMES in Financial Development Based on Logistics Financial Perspective

以统计数据说明了中小企业对我国发展的重要性,指出目前中小企业金融服务过程中存在的问题,引入物流金融的概念,总结了物流金融在理论研究和实际应用方面取得的研究成果。详细分析了三类物流金融模式的业务流程及各参与主体的共赢点。在此基础上,结合物流金融的发展趋势以及不同类型中小企业金融服务需求的特点,从企业金融需求差异化的角度,给出不同类型中小企业物流金融的发展策略。

Statistics show the importance of the development of small and medium enterprises of our country,which points out the current problems existing in the process of small and medium enterprise financial services,introduces the concept of the logistics financial, sums up the logistics finance in theoretical research and practical application of research results, detailedly analyzes of three kinds of logistics financial model process and each participation main body point of win-win. On this basis, combining with the development of the logistics financial trends and characteristics of different types of small and medium-sized enterprise financial service demand, from the perspective of enterprise financial demand difference, different types of small and medium enterprises developments of the logistics financial strategy are given.