摘要
通过对居民储蓄存款影响因素的分析,建立居民储蓄存款理论函数和计量模型。利用1995—2012年国家统计局发布的数据,进行实证检验。表明居民储蓄主要由收入水平和物价指数决定,收入水平与居民储蓄明显正相关,而物价指数与居民储蓄呈总体负相关。
This paper analyses the influence factor of Chinese resident deposits,Making Function theory and measurement model of resident deposits.Using the data released by National Bureau of Statistics,we make the empirical test.The result displays resident deposits is mainly decided by the level of income and price index,there is a significant positive correlation between the level of income and savings, but price index and household savings are negative overall correlation.
出处
《经济研究导刊》
2015年第9期110-112,共3页
Economic Research Guide
关键词
居民储蓄
实证分析
影响因素
resident deposits
empirical analysis
influence factor