浅析刑事案件中的交强险赔偿——兼论残疾赔偿金的理性回归

Analysis of Mo TOR Vehicle Traffic Accident liability compulsory insurance compen sation in crimiual case——concurrently Discussion on the tratinal regression of disability compensation

交通肇事如何认定第三者成为保险公司赔偿保险金的关键所在。第三者的认定历来理论和司法实务上存有争议,目前,近因说和瞬间说采用者较多,更能维护弱势群体第三者的权益。但是交通肇事涉及犯罪时,保险公司往往因残疾赔偿金为精神抚慰性质而拒赔,造成被害人流血又流泪。症结就在于残疾赔偿金没有理性回归为财产性质,希望通过解析第三者和残疾赔偿金的性质更好地为司法实务提供可行建议,以维护受害人的合法权益。

How to identify the third of traffic accident becomes the key to companies insurance Pay insurance benefit . theories and judicial practice has been controversy over determination of the third, at present, Proximate cause and instant theory that the legalist adopt more, can better safeguard the rights and interests of vulnerable groups third. But the traffic accident involves crime, insurance company often refuses to make compensation because of disability compensation for spiritual comfort properties, causing the victim to bloodshed and tears. The crux of the problem is that the disability compensation has not reasonable regression as the nature of property. Hope that the analysis of third and disability compensation properties contributes to better provide practical recommendations for the judicial practice, in order to safeguard the legitimate rights and interests of the victim.