新常态下的金融风险防范机制

How to Prevent Financial Risk in the New Normal

2014年,中国金融在有效支持了经济金融运行"稳中求进"的过程中,存在着债务率进一步提高、实体企业融资成本不降反升、金融为自己服务的比重继续上升、金融运行险象环生和不规范的金融运作乱象丛生等问题。2015年,中国金融的应对之策包括:以公司债券回归直接金融为抓手,推进金融体系改革;顺应国际收支平衡的趋势,调整央行资产结构,推进货币政策调控机制转变;以功能监管为取向,推进金融监管体制机制的转型;以金融产品创新为基础,推进金融的专业化发展;把握资金的流向、流量和流速,防范和化解系统性风险和区域性风险。

China＇ s finance has effectively supported the economic and financial operation guided by the principle of ＂making progress while maintaining stability＂ in 2014, but there are still a few problems such as the debt ratio is further rising, companies＇ financing costs have edged up, self - serving finance have accounted for larger and lager proportion, financial operation under perilous circumstances and illegal financial operation have resulted in widespread dislocation in the industy and so on. In 2015, China＇ s financial sector will launch a series of countermeasure in order to solve above problems, including： promoting financial system reform starting with conversion of corporate bonds to direct finance ; in line with the trend in the global balance of payments, adjusting the the asset structure of the People＇ s Bank of China while promoting the transformation of monetary policy control mechanisms ; accelerating the transformation of the financial regulatory system and mechanism towards the direction of functionl regulation; strengthening the professional development of finance based on the financial product innovation; grasping the flow direction, volume and velocity of funds to prevent and mitigate systemic risk and regional risk.