国防知识产权抵押融资风险及其防范

The Risk and Precaution of the Military Intellectual Property Mortgage Financing

国防知识产权抵押融资能够扩大军工企业融资来源,促进军民两用科技成果双向转化,鼓励自主创新,实现军民融合深度发展。国防知识产权的特殊性决定了其抵押融资将使金融机构面临更高风险。主要的风险源:缺少法律依据产生的政策性风险、权利归属不清产生的法律风险、权利的公权性产生的长期担保风险、价值难以评估产生的错误估值风险、产权价值难以变现产生的市场风险。需要从建立促进国防知识产权抵押融资的体制机制、完善现有法律制度、完善国防知识产权权利归属制度、培育和完善国防知识产权交易市场、出台优惠政策减少国防知识产权抵押担保风险等方面加以防范。

military intellectual property mortgage financing can expand military enterprise financing source,Promote the dual-use scientific and technological achievements transformation, encourage innovation, Realize the civil-military integration depth development. The particularity of military intellectual property will lead to higher risk faced by financial institutions from mortgage financing. The main risk sources are policy risk by lack of legal basis, legal risk because right ownership is not clear, long-term security risk from the public rights,risk of wrong valuation because difficult to assess the true value, the market risk Value because it is difficult to convert into cash. Need to set up some promoting mortgage financing institutions and mechanisms, perfect the existing legal system, improve the system of right ownership, cultivating and perfecting the trading market,introduced preferential policies to reduce long-term mortgage risks