农村信贷支持对农民收入增长的影响

The Effect of the Rural Financial Credit on the Income of Rural Residents

本文利用2001—2009年的省级面板数据,实证分析了农村信贷支持对农民收入增长的影响。研究表明,农村信贷支持对农村居民收入的增长具有正向影响,并且在东、中、西部地区之间存在明显的区域差异。东、中部地区农村信贷支持对农民收入水平具有显著的正向影响,且东部地区的影响高于中部地区,而西部地区农村信贷支持对农民收入水平则不具有显著的影响。研究还发现,财政支农支持率、农业现代化水平以及城市化水平对农民收入增长的影响均存在显著的区域差异。

This paper empirically analyzes the relationship between the rural financial credit and the income of rural residents by using the 2001--2009 provincial panel data. The research finds that the rural financial credit has a significant role in promoting the income of rural residents in general, and the results show significant regional differences. Specifically, there exists significant positive relationship between the rural financial credit and the income of rural residents in the eastern and central regions, and the effect of the eastern re- gion is higher than that of the central region. While in the western region, it shows no significant relationship between the rural financial credit and the income of rural residents. What＇s more, the research also finds that the effect of the fiscal agriculture support rate, the level of agricultural modernization, the level of the urbanization, on the income of rural residents also show significant regional differences.