6Edward I. Altman, Bettina Lofts. A Financial Early Warning System for Over - The - Counter Broker - Dealers [ J ]. The Journal of Finance, 1996(9) : 1201 - 1217.
7James Kolari, Michele Caputo, Drew Wagner. Trait Recognition: An Alternative Approach to Early Warning System in Commercial Banking [ J]. Journal of Business finance & Accounting, 1996, (11) : 1415 - 1434.
8Steven R. Trammell, Donald K. Lorenzo, Brett J. Davis. Integrated Hazards Analysis [ J ]. Professional Safety, 2004, (5) :29- 37.
9Sameer Singh. Noisy Time - Series Prediction Using Pattern Recognition Technique[J] . Computer Intelligence, 2000, ( 11 ) : 114- 133.
10Beaver W H.Financial Ratios as Predictors of Failure [J].Journal of Accounting Research, 1966:71-111.