摘要
由于互联网本身所具有的虚拟社会性和身份匿名性特点,加上网络信息安全技术与互联网金融发展的不对称,蕴藏在互联网金融内的经济犯罪风险不可忽视。防范风险的对策主要有:在国家层面出台相应的行业监管细则,明确互联网金融监管主体;加强互联网金融征信体系建设,并针对可能出现的信用风险建立惩罚机制;强化互联网金融风险前端管控,并有效提升执法部门间协作能力;进一步推动互联网金融行业自律组织建设,同时加强互联网金融投资者风险教育等。
Owing to characteristics of virtual society and anonymity of Internet and, disproportion between Internet information technology and Internet financial development, hidden economic crime risks existing in Internet finance can not be ignored. So countermeasures to prevent such risks should include the enactment of detailed monitoring regulations at state level, determination of the main agency to monitor Internet finance, reinforcement of building Internet financial credit system, mechanisms of punishment targeting credit risks, reinforcement of controlling risks in advance, effective collaboration with law enforcement, promotion of establishment of self-disciplining organizations and improvement of investors＇ risk awareness in Internet finance.
