摘要
互联网金融的核心是金融脱媒,P2p网络借贷作为互联网金融的主流模式,在国内外呈爆发式增长。文章在探索P2p网络借贷发展起源的基础上,分析了国内P2p网络借贷平台的主要特征,并从理论研究、政策制定、风险教育、征信系统等视角提出了适合我国P2p网络借贷发展需要的具体策略。
The core of cyber-finance is financial disintermediation. As a popular mode of cyber-finance, p2p(peer-topeer) lending is experiencing an explosive growth at home and abroad. After exploring its origin and development, the paper makes a study of main features of p2 p lending in China, including its rapid growth, its various models, increasing market risks and many going bankrupt, and puts forward some concrete strategies suitable for China's p2 p lending in view of policy making, risk education, honesty and so on.
出处
《生产力研究》
2015年第2期21-23,30,共4页
Productivity Research
基金
广州哲学社会科学"十二五"规划课题"互联网金融背景下P2p网络借贷模式风险管理研究"(14y35)
