摘要
为正确评价各商业银行支持地方经济发展的效果,以某省各商业银行为评价对象构建了商业银行支持地方经济发展的评价指标体系,创新的探讨了层次分析法和主成分分析法在金融综合评价中的应用。所构建的商业银行支持地方经济发展的指标体系以及对评价方法的探讨,不仅可以为监管机构更加了解信贷投放的方向,同时力图为实际应用中做好商业银行支持地方经济发展的综合评价提供思路和方法参考。
In order to assess the effects of commercial banks supporting local economic development scientifically, this article took the commercial banks in a province as research objects, constructed an evaluation index system, to explore the application of analytic hierarchy process and principal component analysis in financial comprehensive assessment. The index system and evaluation method in this article could not only help regulators to know the direction of credit, but also provide references for the comprehensive assessment of commercial banks supporting local economic development in practice.
出处
《上海金融学院学报》
2015年第1期51-58,共8页
Journal of Shanhai Finance University
基金
山西省科技厅软科学"利用资本市场发展文化旅游产业促进山西经济结构调整"(2011041062-01)
中国人民银行太原中心支行2013年度重点课题
关键词
商业银行
经济发展
评价指标
financial support
evaluation index system
assessment method
