医疗责任保险现状及其推广对策探讨

The discussion on the status quo and the promotional countermeasures of medical liability insurance

医疗责任保险在我国尚处于初步探索阶段,呈现出市场规模较小、发展速度缓慢的特点。现行医疗责任险应在险种设计、保障范围、理赔服务、医患纠纷调解机制等方面不断完善,为实施医强险做好技术上的准备。

Chinese medical liability insurance,still in the exploratory stage,is characterized by small market size and slow- paced development. It is necessary for the current medical liability insurance to make ceaseless progress in the design of insurance type,insurance coverage,service for settlement of claims,medical dispute intermediation mechanism,etc,so as to make technical preparation for the implementation of mandatory medical liability insurance.