“新常态”背景下中国金融生态演进与银行业新发展

The Evolution of Financial Ecological and New Development of Banking under the Background of "the New Normal"

"新常态"是对我国当前宏观经济形势和特点的新概括。中国银行业作为资金融通的重要中介机构,其服务对象和自身发展也出现了新的情况,所面临的金融生态出现了新的特征。在"新常态"经济背景下,金融发展模式、经营风险特点、业务结构等方面都出现了新的特点,这些特点构成了金融生态新的演进过程。金融生态环境的演进必然会对银行业发展产生根本性影响。因此,商业银行必须根据金融生态的"新常态"做全方位调整,明晰战略目标和战略举措,主动适应"新常态"的发展变化和需要,力促自身转型升级,谋求新发展。

＂ The new normal＂ is the new summary of China＇s current macro economic situation and characteristics.As the main operation of social financing,China＇s banking is encountering a new situation in the service object and its development as well as new characteristics the financial ecology.Under the background of economic ＂ new normal＂,new features in financial development mode and business risk characteristics have appeared.These features constitute a new financial ecological environment.The evolution of the financial environment is bound to have a fundamental impact on the banking industry.Therefore,under the background of ＂ new normal＂,China＇s banking must make a full range of adjustments in strategy,identify the strategic objectives and strategic initiatives and actively adapt to the ＂ new normal＂ of development in order to serve the real economy better.