农村产权抵押融资发展的困境与对策

Dilemma and Countermeasures of Rural Property Mortgage Financing Development

为促进农村产权抵押融资发展提供政策参考,分析了当前农村产权抵押融资的困境,并提出了相应的对策建议。结果认为,现行法律政策的不足、农村产权价值较低、农村社会保障制度不健全、融资双方参与度不高是其面临的主要困境。对此,应从产权登记、产权抵押融资市场化、产权抵押融资平台建设与相关配套支持政策等方面进行改善。

The relevant countermeasures including registration of property,marketization of property mortgage financing,platform construction of property mortgage financing and related supporting policies are proposed by analyzing the dilemma of insufficient existing legal policies,lower rural property value, imperfect rural social security system and lower participation degree of both financing parts to provide a reference for development of rural property mortgage financing.