摘要
新《消费者权益保护法》将保险领域纳入调整范围,其意义深远。在具体制度上,新《消保法》对经营者对于格式合同的提示说明义务做了修改。它细化了保险人提示义务的范围,并对说明义务的履行方式有所启发。网购保险可考虑适用无理由退货制度。进一步而言,可以建立适用于保险(金融)领域的"冷静期"制度。
The new Consumer Protection Act has integrated the insurance field into the range of adjustment,which has a far-reaching significance. Specifically speaking, the new Consumer Protection Act modified the corporate disclosure obligation for the format contract. It detailed the insurer＇ s scope of disclosure obligation and suggested on the method for fulfilling this obligation. No-hassle return policy can be applied to online insurance purchase. Furthermore, the ＂cooling-off period＂ system should be established specifically for the insurance （ financial） field.
出处
《保险研究》
CSSCI
北大核心
2015年第3期71-79,共9页
Insurance Studies
基金
教育部人文社会科学研究青年基金项目<保险交易中信息不对称的法律规制研究--以保险消费者保护为中心>(14YJC820057)阶段性研究成果
