高校助学贷款信用问题探索及解决措施研究

Exploration on Credit Problems in University Student Loans and the Solution

高校助学贷款在帮助学生接受均等的教育机会,帮助家庭困难的学生等方面一直发挥着重要的作用。目前来说,高校助学贷款存在信用制度不完善、贷款学生诚信意识淡薄、诚信教育工作薄弱、信用制度不完善等信用问题。分析这些问题的具体表现形式,找寻解决助学贷款信用问题的解决措施对高校更好地管理助学贷款,帮助大学生更好地认识助学贷款的作用有重要的实际意义。

University student loans always play an important role in providing students with equal access to education and helping poverty-stricken students. For now, there are some problems in university student loans, such as imperfect credit system, students＇ weak awareness of credit, poor credit education, and so on.To analyze the specific manifestations of these problems and find the solution to these problems is of great significance for universities to better manage student loans and help university students better learn about the role of student loans.